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Swift EU
Security

Protected by default. Controlled by you.

Strong security is on from your first sign-in. Here's what we do, what you can do, and how to spot someone pretending to be us.

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✓ Sign-in confirmedAuthenticator code accepted
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What we do

Layers that work together.

Two-factor sign-in

A code from your authenticator app on every login and sensitive change, backed by one-time recovery codes.

Security alerts

We tell you about new sign-ins and security changes, so you hear about anything unexpected straight away.

Fraud screening

Payments are checked as they happen. Anything unusual is held for review, not settled automatically.

Card controls

Hidden details until activation, tap-to-reveal afterwards, a PIN only you set, and one-tap freeze.

Encryption

Data is encrypted in transit and at rest. Passwords and PINs are stored hashed, never in plain text.

Transfer limits

Every account has an outgoing limit, which caps the damage if your details are ever misused.

Scam spotter

Real, or someone pretending to be us?

Four everyday moments. Make your call on each.

You spotted of
We will never

If someone asks for these, it isn't us.

  • Ask for your password, PIN or sign-in codes
  • Ask you to move money to a "safe" account
  • Ask you to install remote-access software
  • Pressure you to act within minutes

Think something's wrong?

  1. 1Freeze your card in the app. It takes effect straight away.
  2. 2Change your password and check your two-factor settings.
  3. 3Tell us through a support ticket, with any transaction references.
Get help now