Banking that keeps up with the people using it.
People now live, earn and spend across borders. They deserve a bank as clear and quick as the rest of their phone. So we built one.
Opening an account meant paperwork. Sending money abroad meant guessing the fee. Losing a card meant waiting on hold. None of that matches how people live now.
We started with one question: why is this still so hard?
Swift EU puts accounts, cards, payments and savings in one app. You see every balance, every rate and every payment status before you need to ask.
We earn our place by being clear: about what things cost, where your money is, and what we're doing to keep it safe.
Four principles we build by.
Show the number first
Rates, limits and statuses appear before you commit, not in the small print afterwards.
You hold the controls
Freeze, limits, PINs and two-factor sign-in are yours to change, instantly.
Safe by default
Security is on from day one. You shouldn't have to opt in to protection.
Real people, quickly
When software isn't enough, a support ticket reaches someone who can help.
Designed in Hamburg.
A port city that has always been about connections. It's a fitting home for a bank built around moving money between places and people.
Speersort 10, 20095 Hamburg, Germany
Your money, ready when you are.
Open an account in minutes. No paperwork, no branch, no waiting room.