Accounts · Cards · Payments · Savings

Money that moves as freely as you do.

One account for every currency in your life, a card that answers only to you, and payments you can follow all the way home.

Open free account See how it works

Currencies: 16
Savings rate: 4.50%
Setup: ~5 min

A man at a café table smiling at his phone, laptop open beside him

Salary receivednow + €3,100.00 · Altura Studio

£200.00 → €231.40 Converted at the rate you saw

$US Dollar €Euro £British Pound CHFSwiss Franc krSwedish Krona krNorwegian Krone krDanish Krone złPolish Złoty KčCzech Koruna FtHungarian Forint leiRomanian Leu krIcelandic Króna ₺Turkish Lira ¥Chinese Yuan HK$Hong Kong Dollar ¥Japanese Yen

Made for real lives

Built for lives that cross borders.

Whether you're paid in one currency and spend in another, run a shop, or are saving for the next trip, Swift EU keeps it all in one calm place.

View of a plane wing above the clouds at golden hour

Travellers

Spend like a local in 16 currencies

A designer at her desk checking her phone

Freelancers

Get paid from anywhere

A shop owner serving a customer at a tablet till

Small businesses

Take payments, see them land

A couple cooking together in a bright kitchen

Households

Shared goals, separate wallets

Three friends laughing around laptops in a café

Students

A first account that grows with you

9:41

Total balance

€24,905.10

EUREuro €18,240.55

GBPBritish Pound £3,912.00

CHFSwiss Franc CHF 1,480.20

SEKSwedish Krona kr 6,105.00

Your card

Swift EU

•••• 8830

❄ Frozen

Freeze cardPayments blocked

Monthly limit€640 / €1,500

Change PIN›

Transfer to

Lena Hoffmann

€850.00

✓ ReviewedYou confirmed the details
✓ CheckedFraud screening passed
3 On its wayRef. SW-48Q2-91
4 SettledReceipt ready

Lisbon in May

68%of goal

€1,360 / €2,000

Earning 4.50% APY

+ €120 added this week

One app

Four quiet superpowers.

01Accounts

Every currency, one balance.

Open wallets in 16 currencies and see them as one total. Convert at the rate on screen, never a surprise one later.

Explore accounts →

02Cards

A card that answers to you.

Freeze it in a tap, set your own PIN, and choose a limit that fits your month. Nothing changes without you.

Explore cards →

03Payments

Follow every euro home.

See each payment move from reviewed to settled, with a reference and a receipt at every step.

Explore payments →

04Savings

Goals that grow while you wait.

Name what you're saving for, add money whenever you like, and earn 4.50% APY along the way.

Explore savings →

A city avenue at dusk with traffic and lit windows

A bank should feel like a good travel companion: there when you need it, quiet when you don't.

Designed in Hamburg

At home anywhere in Europe.

Rent in one city, family in another, a weekend somewhere new. Your money follows the route you take.

A bridge over the Seine lit at dusk — ParisEUR wallet ready

A timber-framed German old town street in the evening — BavariaEUR wallet ready

The Brandenburg Gate under a blue sky — BerlinEUR wallet ready

New sign-in confirmedAuthenticator code accepted

❄ Card frozenUnfreeze any time

Security

Protected by default. Controlled by you.

Two-factor sign-inA code from your authenticator app on every login.
Live fraud screeningUnusual payments are held for review, not waved through.
One-tap freezeLock your card the moment something feels off.
Encrypted throughoutIn transit and at rest. PINs and passwords are hashed.

How we protect you

Get started

Open in minutes, not weeks.

Create your profile

Fund your account

Add money by card or bank transfer, then open wallets in the currencies you need.

Spend and send

Use your card, pay people, and watch every payment land, from one app.

Friends watching the sunset together on a hillside

Your money, ready when you are.

Open an account in minutes. No paperwork, no branch, no waiting room.

Open free account Log in